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Every business owner has enough confidence to fill an auditorium. So why is that a business owner feels uneasy when they are making big decisions? Why is it that a business owner feels uneasiest when they are getting ready to take on debt?

Another year-end tax blunder is rushing to maximize your 401K contributions. You need to consider how this will affect your finances in the long term. If fully maximizing your 401K is not part of your overall tax strategy, you could very well be better off keeping that money and paying the tax on it.



But before that you need to make sure that your company is eligible for the equipment commercial truck refinance loans. First of all you need to make sure that your company is financially sound. Secondly your company must also have a good track record.

To make pre-owned Cisco phones as cost effective as possible Twin Cities Digital have another option for their customers. You can trade in your phones that are used. Cisco may be the brand your business is using and all you have to do is swap Cisco items for upgraded phones. This is the cheapest means of upgrading your equipment loan.

To begin the process of leasing you can find a reputable leasing company to handle the process and build a solid relationship with. Because once you see how easy and economical equipment finance can be, you will be hooked. The ability to write off most of the cost of your leases will save you greatly on your annual income tax bill.

A 504 loan will be underwritten by both the bank and the CDC. The bank would be in a first lien position with about 50% of the loan. The CDC would then take between 30% and 40% of the loan in a second lien position. The borrower would then have to put down between 10% and 20%.

On the other hand, in case of equipment leasing, the equipment is bought and owned by the lender and then it is rented to a business at a monthly rate for certain number of months. In other words, with a lease, one has to pay merely for using the equipment as at the end of the lease, the lender ends up owing absolutely nothing.

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